Table of Content
The Bank has the absolute discretion to amend or supplement any of the Terms of Service (Terms & Conditions) at any time, without prior notice. However the Bank will endeavor to notify any such change by posting it on the website or through advertisement or any other means as the Bank may deem fit which shall be binding on the User. The existence and availability of the new functionali-ties/facilities/features will be notified to the User as and when they are made available. By using these new services, the User agrees to be bound by the Terms of Service (Terms & Conditions) applicable therefore. The use of products/ SBI Apply Online service in any manner which violates the Terms of Service (Terms & Conditions) or otherwise violates any law, rule, conditions or regulation. 'One Time Password ' refers to one time 6 digit pass code sent to the mobile number provided by an applicant during a session, for verification of his/her mobile number.
"Upload Document" functionality is provided for expediting the loan process. The Bank may ask for original and/or photo copy of such document for verification and/or at the time of processing of loan application. Bank will not use such document for any other purpose like updating KYC details, etc. Click here for a detailed account on dos and don’ts related to the safety of your credit cards.
SBI
These Terms of Service (Terms & Conditions) and/or the use of services provided through SBI Apply Online services are construed to be governed in accordance with the laws in India. The Bank accepts no liability whatsoever, direct or implied, for non-compliance with the laws of any country other than that of India. The User agrees to abide by prevailing laws in respect of SBI Apply Online services applicable in India.
The Site may require maintenance and during such periods it may not be possible to process the requests of customers. This could result in delays and/or failure in processing instructions. The User understands that the Bank disclaims any and all liability, whether direct or indirect, whether arising out of loss or otherwise arising out of any failure or inability by the Bank to honor any customer instruction for whatsoever reason. State Bank of India is the pioneer and market leader in credit cards. In case the documents submitted by a foreign national does not contain the details of address, the documents issued by the Govt departments of foreign jurisdictions and letter issued by the Foreign Embassy or Mission in India shall be accepted as proof of address. Be vigilant and check your credit card statements/transaction alert SMS carefully for any suspicious transaction.
Tips for secure Card usage
There will be no obligation on the part of the Bank to support all the versions of such Internet software. By accessing the SBI Apply Online service the User acknowledges and accepts these Terms of Service (Terms & Conditions). Any terms and conditions relating to the loan schemes of the Bank other than these Terms will continue to apply. 'Scheduling an appointment' means any request or instruction that is received from an applicant by the Bank through SBI Apply Online for scheduling an appointment with the Bank's official for document collection and/or KYC verification.
Ensure the safety of your Credit Card, PIN number, Card expiry date, CVV by all means. Always get your current contact number updated to ensure receipt of transaction alerts. Whenever you travel abroad, please stay informed about the benefits you can avail in case of card loss or theft, suchCard Insurance plans & Emergency Card replacement services. SBICPSL and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services of the service provider whose site you are about to access. Banks worldwide have moved their customers to the Internet with enormous gains in efficiency and service quality.
UPLOAD DOCUMENT(s):(Document should be either images [jpg, jpeg, png, gif] or Adobe PDF Max File size limit 3 MB per document.)
There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. You will access this site solely for the payment of your bills and you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences. You are requested to submit a self-attested copy of the required KYC documents for your Credit Card and for Add-on Cards at the earliest.
Availability of Apply Online is also dependent upon availability of the network. 'User' refers to an online applicant and/or authorized sales partners of the Bank. Low score places you in a Risk Zone and makes it difficult to secure an approval. Please write to us at sbicard.com/email or use "Mailbox" on SBI Card Mobile app with a brief summary. Kindly write to us at sbicard.com/email with a brief summary of your issue. Kindly download, sign and upload the duly signed consent form along with the KYC documents in the "Upload Application & Document for Preliminary Verification" link.
Check your credit card statements carefully for any suspicious transaction. Try to retain the bills of all important and big transactions till you have paid your credit card dues. If you ever notice any unsolicited transaction, immediately report the same. Ensure the safety of your Credit Card, PIN number and security code by all means. Whenever you travel abroad, stay informed about the benefits you can avail in case of card loss or theft, such Card Insurance plans & Emergency Card replacement services. Dear SBI Credit Cardholder, your payment will be credited instantly.
The Bank will endeavor to correct such errors wherever possible on a 'best efforts' basis. If the User notices an error in the loan application provided to him/her through the SBI Apply Online service, he shall advise the Bank at the earliest. The Internet per se is susceptible to cyber-crimes like phishing, vishing , SMSing , compromising of User's system security, etc., that could affect instructions to the Bank. While the Bank shall endeavor to protect the interests of customers, there cannot be any guarantee against such cyber-crimes and other actions that might affect security of information. The User shall separately evaluate all such risks and the Bank shall not be held responsible for any losses arising out of such cyber-crimes. The User also understands that doing a transaction at a Cyber-cafe/shared computer terminal is risky, and shall avoid using the services of a Cybercafe/shared com-puter terminal to use the Bank's SBI Apply Online service.
The User agrees that the transactions carried out or put through by the aforesaid mode shall be valid, binding and enforceable against the User and the User shall not be entitled to raise any dispute questioning such transactions. The quote/ in principle approval is tentative, and the Bank assumes no liability for such quote, which is based on the inputs provided by the User. Further, loan eligibility may vary depending upon changes in interest rate, margin, processing fee and/or terms and conditions of the respec-tive loan scheme. The User shall be responsible for submitting necessary documents and information as the Bank may require along with any request for any service under SBI Apply Online. If any request for a service is such that it cannot be given effect to unless it is followed up by requisite documentation, the Bank shall not be required to act upon the request until it receives such documentation from the User. The Bank may advise from time to time the internet software such as Browser, which are required for using SBI Apply Online Services.
You are using an older browser version that may not enable you to perform operations with ease since the content may be misaligned. For viewing the quote and submission of application, an authorization, such as a One Time Password, is required. We would therefore say that Apply Online comes with the risks inherent to the Internet arena.
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